Legal Access Rules We Apply
Your access is assessed under the law that applies where you are, not just by whether the page loads in Surabaya or another city. We may ask for account details, device checks or transaction evidence when required to confirm eligibility, protect your wallet record or answer
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a legal request. If local law does not permit access, we can restrict entry, close sessions or decline an account step. Payment records from DANA, OVO, GoPay and QRIS are used as legal context only: they help match your wallet activity, resolve disputes and document account
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history. We do not treat a payment receipt as proof that access is allowed in every location.
Service availability depends on jurisdiction. Users are responsible for checking local law before access.